Claim Reporting Requirements

Why Reporting Quickly Matters

Changing market conditions have had an adverse effect on many carriers' claim reporting terms and conditions. Many policy forms now include language that severely restricts or negates coverage if a carrier isn't notified immediately of a claim or potential claim. Refer to your policy for the complete explanation of your carrier's specific reporting requirements — but as a general rule, the sooner you report an incident, the better protected you are.

Report a Claim

If something's happened — a job site injury, a liability incident, a property loss — the most important thing you can do is report it quickly. Use the form below, or contact your office directly, and we'll take it from there.

Submit a Claim 

What Happens Next

Here's What Happens After You Report a Claim

We log and review your claim right away.

Given how quickly carrier reporting deadlines can affect coverage, your submission doesn't sit in a queue.

We confirm your carrier's reporting requirements are met.

We make sure the notification your policy requires actually happens, on the timeline it requires.

We stay your point of contact.

As the claim moves through the carrier's process, you're working with us — not navigating an adjuster's process alone.

Two Florida Offices, One Team

Reach Us Directly

If your situation is urgent, calling your office directly is often the fastest path.

Don't Wait to Report It

Given how carriers are tightening reporting requirements, the biggest risk after an incident is often the delay before it's reported — not the incident itself. Submit your claim now, or call your office directly.